Separated Termite Report Writing

A separated report is a variation of the standard report types.  Separated termite reports are generally issued for escrow reports and help define what is currently a problem and what may lead to a future problem.  This information is used in the negotiation process between buyers and sellers.  Also, most lenders will require that all Section I Findings and Recommendations be completed in order to fund the loan.

The following language shall appear just prior to the first finding/recommendation on each separated report:

“This is a separated report which is defined as Section I/Section II conditions evident on the date of the inspection. Section I contains items where there is visible evidence of active infestation, infection or conditions that have resulted in or from infestation of infection. Section II items are conditions deemed likely to lead to infestation or infection but where no visible evidence of such was found. Further inspection items are defined as recommendations to inspect area(s) which during the original inspection did not allow the inspector access to complete the inspection and cannot be defined as Section I or Section II.”

Each finding and recommendation in the termite report needs to be labeled either Section I, Section II.  If the item is a recommendation for Further Inspection then the Section is Unknown.  Inspectors need to be expert termite report writers in order to accurately label each finding.  Many findings can be classified as either Section I or Section II depending on the situation.  Example:  A common finding is Cellulose Debris in the substructure.  This is simply loose cellulose material like wood or cardboard laying on the ground in the substructure of the home.  Cellulose Debris would generally be a Section II item because if it is not remove it will make it easier for a Subterranean Termite infestation to develop.  However, if the Cellulose Debris are full of active Subterranean Termite infestations then you should classify the item as Section I.

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